Built by operators. For operators.
Elite Credit Consultants LLC was founded to bring fintech-grade discipline to credit repair, business credit, and tax advisory — services historically delivered with little transparency or follow-through.
Why we exist
Most Americans were never taught how credit, taxes, or business funding actually work. We translate the system into a clear, executable plan — then run it with you, month after month, until the numbers move.
We blend licensed tax preparers, FCRA-trained dispute specialists, and a fintech-native client portal to deliver the kind of service usually reserved for private wealth clients.
Our values
Transparency
You see every dispute, every letter, every score change in real time.
Compounding
Small monthly wins compound into life-changing financial outcomes.
Respect
No upsells, no pressure — just honest advisory, every interaction.
Diplomas & Certifications
Founder Horacio Murillo maintains active certifications in credit, tax, and financial services — and shares ongoing education publicly on LinkedIn.