Legal
Privacy Policy
Last updated: 2026
Overview
Elite Credit Consultants LLC (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using our website or services, you agree to the practices described below.
Information We Collect
We collect information you provide directly — such as name, email, phone, mailing address, date of birth (for credit-related services), and documentation you upload — and limited information collected automatically (IP address, device/browser type, pages viewed, and analytics cookies). We do not knowingly collect information from children under 13.
How We Use Information
To deliver and improve our services, communicate with you, prepare disputes or tax filings, process payments, comply with legal obligations, and protect against fraud. We do not sell your personal information.
Sharing
We share information only with service providers required to deliver our services (e.g., credit bureaus, the IRS and state tax authorities, payment processors, email and hosting providers), with your written authorization, or when required by law.
Security
We use industry-standard administrative, technical, and physical safeguards to protect your data, including encrypted transmission (HTTPS) and access controls. No method of transmission or storage is 100% secure.
Your Rights
You may request access, correction, or deletion of your personal information, and opt out of marketing communications, by emailing Admin@elitecreditconsultants.com. California residents have additional rights under the CCPA/CPRA.
Retention
We retain records as long as needed to provide services and meet legal, tax, and accounting requirements (typically 4–7 years for tax-related records).
Contact
Elite Credit Consultants LLC
3400 Cottage Way, Ste G2 #35653, Sacramento, CA 95825
(415) 969-6902 · Admin@elitecreditconsultants.com