Legal

Terms & Conditions

Last updated: 2026

Acceptance

By accessing or using our website or services, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the site or services.

Services

Elite Credit Consultants LLC provides credit repair, credit building, business credit, tax preparation, bookkeeping, LLC/nonprofit/trust formation support, website and logo design, and related consulting services. A separate written service agreement governs the specific scope, fees, and deliverables of each engagement.

Client Responsibilities

You agree to provide accurate, complete, and timely information; respond to requests in a reasonable time; and not use our services for any unlawful purpose. You retain responsibility for the accuracy of information you submit to the IRS, state agencies, or credit bureaus.

Fees & Billing

Fees, billing cycles, and refund eligibility are stated in your written service agreement. Payments are processed through secure third-party providers (e.g., Stripe).

No Guaranteed Results

Credit repair, lending, and tax outcomes depend on factors outside our control. We do not guarantee any specific credit-score increase, item removal, refund amount, or funding approval.

Intellectual Property

All site content, branding, and materials are the property of Elite Credit Consultants LLC and protected by applicable law. You may not copy, distribute, or create derivative works without written permission.

Limitation of Liability

To the maximum extent permitted by law, Elite Credit Consultants LLC is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the site or services. Our aggregate liability will not exceed the fees you paid us in the prior six months.

Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles.

Contact

Elite Credit Consultants LLC · 3400 Cottage Way, Ste G2 #35653, Sacramento, CA 95825 · (415) 969-6902 · Admin@elitecreditconsultants.com