Legal

Disclaimers

Last updated: 2026

Credit Repair Disclosure (CROA)

You have the right to dispute inaccurate information in your credit report yourself, at no cost, by contacting the credit bureaus directly. Elite Credit Consultants LLC provides assistance and education with that process for a fee under a written service agreement. We do not charge for credit-repair services before they have been fully performed, and you may cancel any credit-repair contract within three (3) business days without penalty. Results vary by client. We do not guarantee any specific score increase, item removal, loan approval, or financial outcome. Past results do not guarantee future outcomes.

Tax Disclosure

Tax preparation services are provided by tax professionals holding valid IRS Preparer Tax Identification Numbers (PTINs) and all required California tax-preparer registrations. Elite Credit Consultants LLC is not the Internal Revenue Service and is not endorsed by, affiliated with, or recommended by the IRS. Tax outcomes depend on accurate information provided by the client and on applicable federal and state law.

Insurance & Bonding

Elite Credit Consultants LLC is insured and bonded as required to operate in our service categories. Insurance and bonding protect against specific defined risks; they are not a guarantee of any particular service outcome.

Not Legal, Financial, or Investment Advice

Information on this site and provided through our services is for general educational purposes only and does not constitute legal, accounting, investment, or tax advice. For advice specific to your situation, consult a licensed attorney, CPA, or financial advisor.

Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those sites.

Contact

Elite Credit Consultants LLC · 3400 Cottage Way, Ste G2 #35653, Sacramento, CA 95825 · (415) 969-6902 · Admin@elitecreditconsultants.com